10 Best Online Money Transfer Apps for Android & iOS in India (2025)
In today’s digital economy, sending and receiving money across borders has never been easier. Whether you’re a freelancer, a business owner, or someone supporting family abroad, reliable online payment platforms are essential. With numerous apps now available in India, choosing the right one depends on your needs—speed, cost, global reach, or ease of use.
Here’s a list of the 10 best online money transfer apps for Android and iOS in India in 2025, including one of the fastest-growing platforms — PingPong.
1. PingPong
Best for: Freelancers, eCommerce sellers, and global businesses.
PingPong is a leading cross-border payment platform that enables Indian users to receive international payments quickly and at competitive rates. It supports global marketplaces like Amazon, Shopify, and Wish, making it perfect for exporters and digital entrepreneurs.
Key Features
- Multi-currency receiving accounts (USD, EUR, GBP, etc.)
- Direct settlements to Indian bank accounts
- Low transaction fees compared to traditional banks
- Dedicated customer support for SMEs and freelancers
PingPong simplifies online payments for Indian users, providing transparent exchange rates and seamless fund transfers—ideal for anyone looking to grow globally.
2. Paytm
Best for: Domestic transfers and daily transactions.
Paytm remains a household name in India, offering quick mobile recharges, bill payments, and money transfers. It integrates UPI and wallet features for versatile use.
3. Google Pay (GPay)
Best for: Easy peer-to-peer payments.
Google Pay uses UPI to facilitate instant transfers, making it one of the most widely used online payments apps in India. It’s trusted for its simplicity, reliability, and cashback offers.
4. PhonePe
Best for: Bill payments and merchant transactions.
PhonePe, another UPI-powered platform, allows users to pay bills, shop online, and transfer funds with ease. It’s also integrated with multiple apps and online stores.
5. Wise (formerly TransferWise)
Best for: Transparent international transfers.
Wise is ideal for sending money abroad. It offers mid-market exchange rates and minimal fees, making cross-border transactions simple and affordable.
6. Payoneer
Best for: Freelancers and businesses dealing with international clients.
Payoneer enables professionals to receive overseas payments efficiently. It supports payouts from platforms like Fiverr, Upwork, and Amazon.
7. Remitly
Best for: Fast remittances to India.
Remitly allows NRIs to send money home with competitive exchange rates and multiple delivery options, including instant bank transfers.
8. Western Union App
Best for: Traditional users preferring a hybrid model.
Western Union’s app now combines the convenience of digital transfers with its extensive physical agent network across India.
9. Xoom (by PayPal)
Best for: Secure international transfers.
A PayPal service, Xoom lets users send money directly to Indian bank accounts or pick-up locations quickly and securely.
10. Revolut
Best for: Frequent travelers and global digital nomads.
Revolut offers multi-currency accounts, low FX rates, and easy international transfers, making it a popular choice for the globally mobile workforce.
Final Thoughts
India’s digital payments ecosystem is thriving, offering users multiple ways to manage global finances. Among all, PingPong stands out for professionals and businesses that regularly receive international payments. Its transparent pricing, speed, and business-focused tools make it a trusted choice for seamless online payments.
Whether you’re freelancing for international clients or running a cross-border eCommerce store, choosing the right platform can make your financial life simpler—and more profitable.
