Unlocking Convenience and Rewards: A Deep Dive into Axis Bank’s Neo Credit Card

Before applying for any credit card, an applicant must properly research its features, interest rates, required documents, and application process so as to make a proper decision on its selection. In this article, let us study Axis Bank Neo Credit cards in detail.

Key Highlights of Axis Bank Neo Credit Card
Card Type	Mid-level
Best Suited for	Online Shopping
Joining Fee	INR 250
Renewal Fee	INR 250
Welcome Benefits	Amazon gift voucher worth INR 250 after the first transaction*
Best Feature	10% off on shopping and grocery purchases

Should You Apply for Axis Bank Neo Credit Card

Mentioned are the reasons one should opt for the Axis Bank Neo Credit Card:

• If you often shop online, you can consider getting a Neo card, as it offers varied discount deals on online purchases.
• Also, on purchase of daily use and other lifestyle-related products, save money on bill payments and on booking movie tickets at very low annual card fees.
• In case you do not want to put much effort into the reward redemption and prefer discounts.
• If you are looking for a card with low annual fees.
• If you are looking for co-branded discounts,

One should consider other card options in the case:

• One wants a higher reward rate.
• One is a frequent traveller and looking for travel-related benefits.
• One is capable of paying high annual fees for better and accelerated benefits.
• One is looking for a card with co-branded benefits on a specific brand from which he/ she shops regularly.

Key Features and Benefits

Mentioned below are the salient features and benefits that come along with the Axis Bank Neo Credit Card:

• Activation Benefit

Get a cashback of 100% up to INR 300 on the 1st utility bill payment within the 1st 30 days of issuance of the card.

• 40% off on Zomato

1. Get 40% off on food delivery at Zomato.
2. Use Coupon Code: AXISNEO
3. Maximum Discount: INR 120 per order
4. To avail of the offer, one is required to spend a minimum of INR 200.
5. It can be availed twice a month.
6. Get free delivery on restaurants not eligible for the above offer.

• 5% off on utility bill payments via Amazon Pay

1. Get 5% off on mobile recharges, broadband bill payments, or DTH recharges done via Amazon Pay.
2. Maximum Discount: INR 150 per month with a minimum transaction value of INR 299.
3. It can be availed once a month.

• Enjoy the ‘Power of 10’

1. 10% off on Blinkit- Up to INR 250 off on minimum spends of INR 750, valid once a month. Extra INR 150 off on Myntra on a minimum spend of INR 999 on select styles.
2. 10% off on every purchase of a ticket on BookMyShow with monthly benefits of up to INR 100.

• Dining Delights

1. Get a discount of 15% at the partner restaurants in India up to INR 500.
2. Minimum order value: INR 1500
3. Valid twice a month for max benefits of up to INR 1000.

• Spend Securely

These cards are chip and Pin-protected with an EMV-certified chip credit card for unrivalled protection.

• Stay Protected with Zero Lost Card Liability

In case the card is stolen or misplaced, call the customer care number, i.e. 18605005555 or 18604195555.

• Convert Purchases to EMI

Convert the credit card purchases into EMI via net banking, mobile app, or customer care on any transaction over INR 2500.

• Earn Edge Rewards Points

Receive Edge Rewards points for transactions and use them to redeem 500+ rewards and offers. Earn 1 point on every 200 spent.

• Network Offers

Log in to the Mastercard shop for exciting cashback on popular brands, especially for MasterCard holders.

Documents Required

Mentioned below is the list of documents required to apply for Axis Bank Neo Credit Card:

• PAN card photocopy or Form 60
• Colour photograph
• Latest pay slip/Form 16/IT return copy as proof of income
• Residence proof (any one of the following):

• Passport
• Ration Card
• Electricity bill
• Landline telephone bill
• Identity proof (any one of the following):

• Passport
• Driving license
• PAN card
• Aadhaar card

Eligibility Criteria

Before hitting the Axis Bank Credit Card Apply button, one should check the below-mentioned eligibility parameters:

• The minimum age of the primary cardholder should be 18 years.
• The maximum age of the primary cardholder should be 70 years.
• The age of the add-on cardholder should be above 15 years.
• An applicant should be either an Indian Resident or a Non-Resident.

Processing Fees and Charges

Mentioned below are the processing fees and charges associated with Axis Bank Neo Credit Card:

Joining Charges	INR 250
Annual Charges	INR 250
Interest Rate	49.36% p.a.
Late Payment Charges	Nil for amounts less than INR 500.INR 500 for amounts ranging from INR 501 to INR 5,000.INR 750 for amounts ranging from INR 5,001 to INR 10,000.INR 1,200 for amounts greater than INR 10,000.

How do you apply for an Axis Bank Neo credit card?

Mentioned below are the steps to apply for Axis Bank Neo Credit Card:

Step 1: Visit the webpage www.axisbank.com to explore products> cards> credit cards.

Step 2: Click on “Apply Now”.

Step 3: Select “Yes” or “No” to the question “Are you an existing customer?”

Step 4: Fill out the details required like PAN number and income details.

Step 5: Click on the button “Call Me” once you are done filling in the details.

Step 6: The application status can also be tracked using a reference number, mobile number, or PAN number.

Step 7: Click “Submit”.

Application Status of Axis Bank Neo Credit Card

Mentioned are the different ways that can be used to check the application status of Axis Bank Neo Credit Card:

1. Track the  Application Status of Axis Bank Credit Card by Online Method

1. Track the Application Status of Axis Bank Credit Card through the Application ID and Mobile Number
2. Track the Application Status of Axis Bank Credit Card through your Mobile Number and PAN Details
3. Track the Application Status of Axis Bank Credit Card through E-Mail
4. Track the Application Status of the Axis Bank Credit Card through the Airway Bill Number
5. Track the Application Status of Axis Bank Credit Card by Date of Birth

2. Track the Application Status of Axis Bank Credit Card by Offline Method

1. By Calling Customer Care
2. By visiting the nearest Axis Bank Branch